The White House has announced that it will host senior executives from major banks and leading cryptocurrency companies in Washington to broker a legislative compromise on digital asset regulation as Congress works to advance market-structure legislation.

Officials said the talks, scheduled for early February, are intended to resolve deepening disagreements over provisions in the stalled crypto bill, particularly how stablecoins and yield-related incentives should be regulated under federal law.

The discussions reflect an active effort by the administration to unify key stakeholders and preserve momentum for comprehensive crypto legislation before wider political deadlines.

The meeting will focus on tensions arising from the Clarity Act and related regulatory proposals, which aim to establish a clear federal framework for digital assets following years of industry lobbying for comprehensive oversight.

A central point of contention is whether platforms should be permitted to offer interest or rewards on dollar-backed stablecoins — an issue brought into sharper relief after crypto firms argued such incentives are critical for user engagement, while banks have warned that unrestricted yields could drain deposits from traditional lenders and threaten financial stability.

These contrasting positions have delayed committee markups and legislative votes, prompting the White House to step in as a mediator.

The administration’s involvement comes amid broader efforts to shape the U.S. digital asset landscape.

Earlier policy initiatives, including the signing of the GENIUS Act establishing a federal stablecoin framework, signal the government’s commitment to enabling regulated digital-asset markets.

However, recent friction — particularly between Coinbase and other industry actors — has exposed fractures within the crypto community and with banking interests, leading White House advisers to call for compromises to ensure bipartisan support.

Crypto policy officials have emphasised that without a negotiated agreement on key issues like stablecoin yield and market-structure definitions, the bill’s prospects could falter amid Republican and Democratic divergences in the Senate.

By bringing financial and digital-asset leaders together, the White House aims to craft language that balances innovation with financial safeguards, enabling both sectors to thrive within a unified regulatory framework.

Successful compromise could not only revive the stalled legislation but also solidify U.S. leadership in digital finance as lawmakers seek to avoid further delays that could derail the bill before upcoming electoral cycles.

The outcome of these talks may determine whether long-sought crypto market-structure rules, which would clarify jurisdictional roles for regulators like the Securities and Exchange Commission and Commodity Futures Trading Commission, can finally advance through Congress.